Legacy Financial

Our Goal

We provide financial clarity and peace
of mind, so you can focus on living your
life and building a secure future.

Why Is It So Important To Have A Comprehensive Retirement Plan?

Planning your finances for retirement is crucial. A solid plan
helps ensure you have enough money for a comfortable life,
offering peace of mind by minimizing taxes, maximizing income,
and aligning investments with your goals. Without a plan, you
risk running out of money, paying unnecessary taxes, receiving less income, and suffering investment losses.

Watch a quick video to learn about our
"Rock Solid Retirement Income Strategy".

Peace of mind that comes with retirement
income protected from market losses that's
guaranteed to last as long as you do!

Gerard Ladalardo | NSSA®, CAPP™

Gerard is a proud veteran of the United States Marine Corps. Now based in Las Vegas with his wife, Kayoko, and their beloved dog, Sarge, Gerard is a licensed financial professional with over 16 years of experience in the financial services industry.

Through his company, Legacy Financial LLC, and partners the WIN Group and the Virtual Family Office team based model - he is passionate about helping clients find peace of mind in retirement. He understands that financial security isn’t just about numbers—it’s about confidence, freedom, and enjoying the life you’ve worked hard to build. Whether it’s structuring a solid retirement plan, maximizing income streams, or protecting assets, he takes pride in crafting strategies that provide stability and long-term security.

Driven by integrity and a genuine desire to help others, Gerard continues to make a lasting impact by empowering his clients with the knowledge and tools they need to achieve financial success and a stress-free retirement.

Many people have financial pieces in place – like life insurance or retirement funds – but lack a cohesive strategy that includes vital elements such as tax mitigation, long term care, estate planning and asset protection. Today, everything is more complicated and we are living longer so being prepared is more important than ever. Our approach ensures you have a truly complete financial plan, integrating all these components.

schedule a time to meet with Gerard

Meet Our Team

Brett Riley

Marketing & Product Specialty

Scott Soars

Product Specialty

Heather Schreiber

Tax & Social Security Expertise

Our Services
What We Do For Clients

When Was The Last
Time Your Financial Advisor
Reviewed The Following?

Protected income
Estate Planning
Tax Mitigation
RMD's
IRMAA Penalties
Volatility
Healthcare Costs
Guaranteed Income
Asset Protection
How Much You Can Spend In Retirement
Long Term Care Needs
Power Of Attorney - Healthcare
Power Of Attorney - Finances

Risk Mitigation

Evaluating and addressing potential risks in your personal and professional life by utilizing risk mitigation vehicles like life insurance, LLC's, FLP's and asset protection planning. Over 82% of people who need this protection do not have it in place and have no idea how important it is.

One lawsuit could take away everything you worked hard all your life to accumulate. Let's make sure that doesn't happen.

Family Legacy Planning (Legal)

Many of our clients want to leave a legacy for their children and grandchildren and are shocked to learn how easy it is to double, even triple their inheritance – TAX-FREE AND GUARANTEED!

We also work with our clients and help them embrace their own mortality and be prepared for the loss of a spouse and the income burdens this can often create.

Extended Care Solutions

Long-term care/extended care costs have gone up substantially in the last 10 years. Unfortunately, the statistics are not in our favor, a plan to address these costs should be included in every retirement strategy.

The good news is we work with hybrid insurance plans that leverage your dollar in case you need it for extended care, but remain 100% accessible for withdrawal if you don’t. You also never lose your principal and if you pass away without using the policy - your beneficiary will receive the money!

Retirement Income (Wealth Management)

Creating an income plan to last throughout retirement is perhaps the single most important challenge retirees will face. It’s very likely to spend 20-30 years or more living in retirement without earned income. It's critical you protect the money you need in retirement.

We create a customized retirement income plan, encompassing all sources of income, for each one of our clients and no two plans are exactly alike. Let us get to work on a plan for you.

how can we help you?